Wednesday, July 30, 2008


So this whole house thing has me in a funk. I hate being this way. I can't really be happy about anything, not that there's anything to be happy about. I don't want to eat, a sure sign somethings wrong what with my love for food and all. I wish we could just be done.

So It Begins....

Our big move..across the street. Yup that's right we started moving all our worldly possessions into the ILs garage last nite. We'll be lucky to even get a quarter of our crap in there but at least it's something. I'm so excited, please note the sarcasm there. I can't believe we're going to be homeless in one day and there's absolutely nothing we can do about it! Hubz is calling our loan officer today to see what our rate will be next when our current rate expires. Here's hoping it's lower, but since our life is like an example of Murphy's Law, I'm betting it'll be higher. This means all the money we have saved, okay not all, but some of the money we have saved will have to go towards buying down our rate to at least what it's currently at. GREAT!!! Things just keep getting better.

I had my first break down yesterday, at work no less. I thought I was doing good, but as it's known to do, everything just snuck up on me. I just don't understand. We did everything we were suppose to do and now we're being screwed and all we can do is say thank you! I'm sure it's just the first breakdown of many to come.

I also registerd for my GRE yesterday, which is sure to cause a breakdow all it's own, and started my application for Strayer. I can't believe I'm still thinking about going to school with all the stress I'm going through right now. Well, I do have to keep my eye on the prize.

At least this weekend I get to focus on something happy and not my situation. My oldest nephew had a birthday the middle of July and we're finally going to celebrate it at a roller skating rink. Should be fun. The step-son loves to roller skate and I've been know to bust a few moves on roller skates in my day. I can't wait!

Tuesday, July 29, 2008


So it's looking more and more like we're really going to be homeless. Now add to that that we have a place to stay, but our dogs don't. Nice right.? What really pisses me off about this whole situation is that if no closing had been our fault we'd have had to pay the bank $100/day that we didn't close. However, since it's their fault not only are we assed out of a place to live and paying for utilities on TWO houses, at least until Friday, but we get NO concessions from them. They won't pay for our termite remediation , they won't let us move our stuff into the house NOTHING. WTF!!!!!! When you think about it the banks are the ones that got the economy into the mess we're in now to begin with and they have yet to have to do anything about that and it looks like they will continue to be allowed to screw your every day joe. We're going to start moving our things into the ILs garage tonite. And in the mean time I have to figure out what to do with our dogs.

Monday, July 28, 2008

Almost Homeless

So with only three days left in the month and no rent paid for August we're almost homeless. We're hoping for positive news today, but I'm not holding my breath. Our house is almost completly packed and tonite I'm going to start moving things so we can get carpets cleaned in the master bedroom. Tomorrow will be the kitchen and Wednesday I'll tackle all the bathrooms, except for hubz because his is gross. On Wednesday we'll start moving stuff across the street to my BIL & SIL basement, unless we're moved/moving in to our house. Keep us in your prayers that we're in our own house before Friday. I don't want to share a house, I want my own house DAMN IT!!!

It a little more positive news I've decided to sit for my GRE the day we leave for vacay. I figure I'll take it and then either celebrate or commiserate while on vacation. Wish me luck!

Friday, July 25, 2008


So SURPRISE!!! We're not closing today. We now have no cable and all our movies are packed. Add to this I found out last nite that our rate expires on 5 August and nobody can say when we'll be able to close. Which means come next Friday..we'll be HOMELESS!!!! Sure we have family to stay with but that won't be our home it'll be us taking up space in someone elses house! Oh and we have to find somewhere to put all our crap. When it rains it pours. I can't even find a silver lining in this crap. I'm PISSED! I mean WTF it's not like our closing date was a suprise for this other settlement company. Jackasses! Woosah!

Now I'm stuck here at work, when I should have been moving into my very own house today. Oh and on top of the stress of not closing and being stuck in the crap hole that is our current home...Curtis' mom is here. It's going to be a great weekend. Maybe I'll take a road trip.

But wait there's more. I stopped at Starbucks this morning for a soothing White Chocolate Mocha, it makes me happy, and when I walked out the shop I see my stupid car pouring something out of the bottom. Please keep in mind and don't know the first thing about cars, except for where the oil, windsheild wiper fluid and gas goes, but I was almost 100% sure I knew what this lovely fluid flowing from car was...COOLANT!!!! WTF!!! Can't I catch a break, I just got this hunk of junk back. Sure enough I get down on the ground to check it out and there's nice green tint, DAMN IT!!! Now my mother is bringing me more coolant so that I can get home. I think this may be a weekend full of lots of grown-up beverages. Does that make me an alcoholic?

Thursday, July 24, 2008

It Figures

I should have guessed that things were going to smoothly. Chances are we're not closing tomorrow. GREAT!!! My house is a maze of boxes. I have a pot, a skillet and a frying pan unpacked and no Gladware b/c it too is packed. Not to mention my cable gets disconnected tomorrow and I start paying for utilities at two houses tomorrow as well. GREAT!!! Ya know if we didn't have bad luck we wouldn't have any luck. Why can't things just go the way they're suppose to? Oh and if we don't move this weekend and get stuck moving during the week the only help we'll be guranteed is our siblings and in my case my sibling significant others. Should be fun right?

Let's keep our fingers crossed the stupid foreclosure company gets our title work today. Otherwise we're screwed. The only good thing about it is hubz will actually have pretend like he wants to hang out with me. He's done with softball too which means I'll have him all to myself....hmmmmm what shall we do?

Monday, July 21, 2008

Houston We Have Lift Off!

So...all systems are go for our Closing on Friday. I can't believe that in four days I'll be a homowner. What have I gotten myself into?

We've rented the U-haul. And just have to finish packing the entire upstairs, but hey come hell or high water we're moving on Saturday. Now we just have to get some help.

In other house news I've picked out the sink, vanity and faucet for the downstairs bathroom.
Vanity with faucet:

What do you think? I'm going to paint the walls a silvery/gray color and then have splashes of color for towels and stuff in the bathroom. Right now there's also a giant wall length mirror that I'm taking down and replacing with a smaller mirror for just over the vanity, but I haven't found anything I like yet. Plus, the sink, vanity and faucet are a little pricey so the mirror will have to wait.

Did I mention how excited I was?

Tuesday, July 15, 2008


This house buying process is a little exhausting. Besided the packing who knew there was so much entailed? Inspections, insurance quotes, more inspections, papers to sign, checks to write, more papers to sigh...whew! However, all our inspections have gone GREAT, I only had to call one other place to get an insurance quote that wasn't totally absurd and so far only two semi-large checks have been written. Of course we haven't gone to closing yet so that could all change. We're still waiting on our apprasail, hopefully the apprasail isn't crazy.

Now I just have to pack the rest of the house with no help from my wonderful husband, he's too busy at least that's what he keeps saying. Apparently I do nothing so I have all the time in the world to pack an entire 3 bedroom single-family home! But I'm not bitter.

I already have plans for the bathroom on the main level of the new's going to be my first project. I'm hoping we can have a birthday/housewarming in October, but we'll see.

Monday, July 7, 2008

Let the Games Begin

So we are officially under contract. The lender locked in our rate today...6.325%. It's high but the market's in the toilet so what can you do. The plan is to refi in a couple of years with my credit union so we'll deal for now. The inspection is scheduled for tomorrow and the termite guy will be out by the end of the week. I can't belive how fast things are happening. It took forever to find this house and now it'll be ours before we know it.

I guess for once good things really did come to those who wait. We knew our house was out there, but it just took a while for us to find it.

Well, fingers crossed everything goes well for the inspection. It's just for informational purposes, since the house is a foreclosure, but I would hate for there to be anything major wrong with it and we have to walk away. Listen to me being Ms. Pessimist, as I tell hubz all the time...I'm just being a realist.

Tuesday, July 1, 2008


It finally happened! We have a house. Well almost anyway. The bank accepted our offer on this house: Besides the blue carpet it's a good house. We've bought an oven b/c we need it for financing purposes and b/c well we need an oven. It's within our original price range and it has tons of potential. I can't believe it! The plan is to close at the end of the month. Thank goodness! Only one month left in this s#*^t whole.